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Focus On

Bridging

SECTOR
Bridging overview
LTV
COMMENTS
Residential
Bridging
75% of sale price/ purchase price; 100% with additional security 1st and 2nd charges potentially available
Commercial
Bridging loans

Only really exist for best quality
applicants


Some lenders lend against valuation – others purchase price

The Bridging loans market is said to be worth £2/3bn pa. – don’t miss out.

Tips

  • Establish what the applicant is trying to achieve with their property/properties and we will then review with our lender panel and provide the most suitable indicative terms.
  • Don’t instruct valuations – we can do this.
  • If you have an old valuation – send in to us.
  • Can they cover interest from income?
  • What is the repayment source? If that’s evidenced – we can get better terms.

Good news – we can have lenders send out legal packs same day and instruct valuers the same day.